Job Information
Citizens Home Mortgage Foreclosure Senior Specialist in Glen Allen, Virginia
Description
As the Home Mortgage Foreclosure Sr. Specialist II, you will monitor loans in foreclosure to ensure compliance with all investor, guarantor, insurer, state, and federal guidelines and that timeframes are adhered to.
Primary responsibilities include
Perform a variety of tasks associated with processing foreclosures
Manage State Foreclosure timelines - Requesting and validating legal documents from third party vendors
Coordinate with third party services for statutory postings and mailings
Accurately entering data and maintaining electronic files
Interaction with Foreclosure Attorney daily, very limited interaction via phone with Borrowers.
Execute foreclosure documents, which assist with the foreclosure action.
Interact with Loss Mitigation, Bankruptcy departments to ensure proper steps are adhered to. Ensuring borrowers are not active in the Military filed Bankruptcy or seeking Loss Mitigation assistance.
Manage a pipeline of Foreclosure cases daily/monthly and ensure all Investor & insurer timelines are strictly met
Demonstrate working knowledge and understanding of all Investor/Insurer guidelines and requirements as well as requirements for judicial and non-judicial foreclosures
Ensuring foreclosure cases have clear & marketable title prior to foreclosure sale
Strong working relationship with outside network of vendors and foreclosure counsel
Knowledge of mortgage banking/servicing including RESPA, FDCPA, Federal and State laws
Other duties and projects as assigned by management.
Qualifications, Education, Certifications and/or Other Professional Credentials
High School or Equivalent (GED) required
Associate Degree/bachelor’s degree preferred
Hours & Work Schedule
Hours per Week: 40
Work Schedule: Monday - Friday (Hybrid)
Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.
Equal Employment Opportunity
At Citizens we value diversity, equity and inclusion, and treat everyone with respect and professionalism. Employment decisions are based solely on experience, performance, and ability. Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression (including transgender individuals who are transitioning, have transitioned, or are perceived to be transitioning to the gender with which they identify), genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws.
Equal Employment and Opportunity Employer
Citizens is a brand name of Citizens Bank, N.A. and each of its respective affiliates.
Why Work for Us
At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth
Background Check
Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.
07/26/2024